Working Capital – Four Things to Plan!

Working Capital = Current Assets–Current Liabilities Just like the human body needs calories to survive, a business needs working capital to continue operations.  Working capital is the money that is on hand for normal business operations. If you have a solid business plan, and business is going well, then you should generally have enough income […]

The Credit Crunch – What Options are Left?

Small businesses across the country are trying to survive the current credit crunch.  The recent changes in the credit market have resulted in much more restricted access to capital.  As any small business owner knows, access to capital is crucial to growing and surviving in business. Capital was easy to come by for many small […]