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31 May 2009 0 Comments

The Credit Card Reform Bill: Expect Many to Try Credit Card Alternatives

This post is the final part of a four-part series on credit card reform.
In the three previous posts, I discussed the possible affect of the credit card reform bill that was passed by the US Senate earlier this month. The bottom line for consumers and small businesses is that this new legislation will probably not [...]

27 May 2009 1 Comment

The Credit Card Reform Bill: The Effect to Small Businesses?

This post is the third of a four-part series on credit card reform.
The consumer reaction to the credit reform bill has been taking the spotlight ever since the legislation was approved by the US Senate two weeks ago. Though the changes proposed in the new legislation will have some effect on consumer credit card usage, [...]

26 May 2009 0 Comments

The Credit Card Reform Bill: What is the Expected Effect?

This post is the second of a four-part series on credit card reform.

Two weeks ago the US Senate approved a credit reform bill designed to protect customers overburdened by their financial obligations and subsequent poor credit ratings. But even after the bill was pushed through the Senate, one glaring question still remains: Will the credit [...]

24 May 2009 0 Comments

The Credit Card Reform Bill: What are the Changes?

This post is the first of a four-part series on credit card reform. The next three posts in this series will discuss the expected effects of the credit reform bill in general as well as how credit reform may effect small businesses in particular. The series will then end off with some credit card alternatives. [...]

19 May 2009 0 Comments

In Trying Times, Smaller Businesses Are Considering Credit Insurance

It used to be that credit insurance was exclusive to the large companies that could afford to pay the high premiums in exchange for a bit of financial peace of mind. Not any more. In response to the economic slowdown and an across-the-board reduction in consumer spending, now even small and mid-sized businesses are considering [...]

6 May 2009 0 Comments

Tips for Conducting Business Background Checks

In response to the current economic situation, many businesses are being more deliberate when it comes to deciding who to work with and hire. This includes their relationships with other businesses. Not surprisingly, conducting business background checks is fast becoming a standard practice among companies big and small.

Getting information on potential business partners or clients [...]

4 May 2009 2 Comments

How to Build Your Business Credit Rating

Having a good business credit rating is a golden key that can help open the doors of financing- whether from the bank, vendors and suppliers, or potential investors. And with the current economic environment making it harder for small businesses to get the financing they need, this key is all the more vital to the [...]

29 April 2009 0 Comments

5 Tips for Preserving Your Business Line of Credit

Many small businesses rely on a bank-approved business line of credit as a convenient source of short-term financing. But preserving this credit-line is not always so easy. Most banks make a commitment for one year. At the close of the year the business’ financial statements, tax returns, and credit rating are reviewed. If the bank [...]

16 June 2008 0 Comments

Upcoming Free Webcast on Financing

I just found out about a great webcast which will be taking place on June 24th.
“The American Dreams Rude Awakening- Mortgage Debacle and Foreclosures”
The OU (Orthodox Union), a Jewish organization, is sponsoring a free webcast focusing on how to deal with the mortgage crisis, whether you are looking to get a mortgage, or your [...]

6 September 2007 0 Comments

Online Business Finance & Accounting Calculators

By using online finance/accounting calculators and other online tools, you are able to bypass hiring someone to calculate for you AND you are able to recalculate quickly and easily for various situations, projections, and ‘what if’s’.
 
Bank Rate has the following free calculators for Small Business Owners:

• Calculate payments on any loan (incl. amortization schedule)
• [...]