FastUpFront Small Business Blog

If you were thinking about getting a business charge card for your company, and you have good credit, then don’t miss out on this hot deal for the American Express Business Gold Rewards Card. For a limited-time only American Express is offering new Business Gold cardholders 50,000 Membership Rewards points when they spend $5,000 in 3 months. [...]

Over the past couple of years, the credit card industry seems bent on shaking up the credit markets so that it comes out in their favor. For small business owners with business credit cards, there has been virtual tidal wave of often unexpected changes- from cut credit lines to closed accounts- that seems to blindly [...]

No one can say that the credit card industry isn’t resourceful. The Credit Card Accountability Responsibility and Disclosure Act, which was enacted in 2009, was meant to reshape consumer finance. The new legislation stipulates that card issuers must give customers more notice about interest-rate increases. It also restricts problematic billing practices, such as inactivity fees. [...]

Earlier this year I posted a series on credit card reform and suggested that it would be a rough road ahead for many small business owners… unfortunately I was right. Though the credit card reform act of 2009 may have put a spotlight on some of the obscure and outright abusive business practices embraced by [...]

This post is the final part of a four-part series on credit card reform. In the three previous posts, I discussed the possible affect of the credit card reform bill that was passed by the US Senate earlier this month. The bottom line for consumers and small businesses is that this new legislation will probably [...]

This post is the third of a four-part series on credit card reform. The consumer reaction to the credit reform bill has been taking the spotlight ever since the legislation was approved by the US Senate two weeks ago. Though the changes proposed in the new legislation will have some effect on consumer credit card [...]

This post is the second of a four-part series on credit card reform. Two weeks ago the US Senate approved a credit reform bill designed to protect customers overburdened by their financial obligations and subsequent poor credit ratings. But even after the bill was pushed through the Senate, one glaring question still remains: Will the [...]

This post is the first of a four-part series on credit card reform. The next three posts in this series will discuss the expected effects of the credit reform bill in general as well as how credit reform may effect small businesses in particular. The series will then end off with some credit card alternatives. [...]

Every small business owner uses credit cards — the question you should ask your self is: “Which one should I be using?”  Each credit card offers a different value – but all have some things in common.  Credit cards can help finance big purchases and they are also a great way for businesses to keep track of expenses [...]

Now, because I work in the credit card factoring/business cash advance business, it is not surprising that I love reading about different ways in which this form of financing can be beneficial to our customers. Last week I came across an article (tagged for pizza restaurants, but true for any of our clients) about how [...]