body {
	padding:0;
	margin:0;
	text-align:center;
}

body, p, td, th, li{
	font-size:12px;
	color:#333;
	font-family:Arial;
}

/* startard elements */
h1 {
	color:#01257A;
	font-family:arial;
	font-size:16px;
	font-style:normal;
	font-weight:bold;
	margin-top:12px;
	padding-left:15px;
}
h2 {
	color:#01257A;
	font-family:arial;
	font-size:14px;
	font-style:normal;
	font-weight:bold;
}
.dropdown {
	color:#000000;
	font-family:verdana;
	font-size:11px;
	font-style:normal;
	font-weight:normal;
}
.clear {clear:both;}

.left {float:left;}
.right {float:right;}

.sitemap_links {color:#01257A;font-family:arial;font-size:13px;font-style:normal;font-weight:bold;text-decoration:none;}
.footer_text {color:#000000;font-size:16px;font-weight:bold;text-align:center;text-decoration:none;}

/* layout */
#wrap {
	margin:0 auto;
	padding:0;
	width:772px;
	background-color:#FFFFFF;
	text-align:left;
}

#header { width: 100%;
}

#header .header-top{height:115px;background:url('../images/header_new.jpg') no-repeat 0 0;position:relative;}
header #header-nav ul {height:22px;margin:0 0 0 100px;padding:0;}
#header #header-nav ul li {list-style-type:none;float:left;height:22px;}
#header .header-top .header-menu {
	width: 230px;
	margin: 0;
	margin-right: -15px;
	padding:0;
	position:absolute;
	right:-20px;
	top: -2px;
}
#header .header-top .header-menu li {list-style-type:none;float:left;margin:0 6px;height:32px}
#header .header-top .header-menu li.sep {background:url(../images/css/top_menu_divider.gif) no-repeat 0 0;width:2px; height:32px;margin:0;}
#header .header-top .header-menu li a {color:#FFFFFF;text-decoration:none;padding:3px;margin-top:5px;float:left;}
#header .header-top .header-menu li a:hover {color:#000000;}

#header .header-bottom{height:62px;background:url('../images/header_new2.jpg') no-repeat 0 0;margin-bottom:7px;}

#header #header-nav {background-color:#7499D0;}
#header #header-nav ul {height:22px;margin:0 0 0 63px;padding:0;}
#header #header-nav ul li {list-style-type:none;float:left;height:22px;}

#header #header-nav ul li a {height:22px;background:url(../images/navbar.gif) no-repeat 0 0;display:block;}
#header #header-nav ul li a span {display:none;}

#header #header-nav ul li.sep {background:url(../images/navbar.gif) no-repeat -560px 0;width:15px;}

#header #header-nav ul li a.nav-home {width:83px;background-position:0 0;}
#header #header-nav ul li a.nav-home:hover {background-position:0 -22px;}

#header #header-nav ul li a.nav-partners {width:115px;background-position:-80px 0;}
#header #header-nav ul li a.nav-partners:hover {background-position:-80px -22px;}

#header #header-nav ul li a.nav-apply {width:100px;background-position:-200px 0;}
#header #header-nav ul li a.nav-apply:hover {background-position:-200px -22px;}

#header #header-nav ul li a.nav-faq {width:51px;background-position:-300px 0;}
#header #header-nav ul li a.nav-faq:hover {background-position:-300px -22px;}

#header #header-nav ul li a.nav-sm {width:120px;background-position:-351px 0;}
#header #header-nav ul li a.nav-sm:hover {background-position:-351px -22px;}

#header #header-nav ul li a.nav-contact {width:92px;background-position:-472px 0;}
#header #header-nav ul li a.nav-contact:hover {background-position:-472px -22px;}


#content {margin-top:13px;margin-bottom:10px;}
#left-col{float:left;}
#right-col{float:right;}

.heading_text {background:url(../images/heading_text.jpg) no-repeat left center;height:44px;padding:0;margin-bottom:8px;width:480px;}

#left-col .main {width:480px;background:url(../images/css/content-bg-top.gif) no-repeat 0 0;padding:8px 0 0 0;clear:both;}
#left-col .main .main-wrapper {background:url(../images/css/content-bg.gif) repeat-y 0 0;float:left;padding:2px 10px 0px 16px;width:454px;}
#left-col .main .main-bottom {height:10px;background:url(../images/css/content-bg-bottom.gif) no-repeat 0 100%;float:left;width:480px;}

#content-col .main {width:772px;background:url(../images/css/inner-content-bg-top.gif) no-repeat 0 0;padding:8px 0 0 0;}
#content-col .main .main-wrapper {background:url(../images/css/inner-content-bg.gif) repeat-y 0 0;float:left;padding:2px 10px 0px 16px;width:746px;}
#content-col .main .main-bottom {height:10px;background:url(../images/css/inner-content-bg-bottom.gif) no-repeat 0 100%;float:left;width:772px;}

#apply-now-1 {margin-bottom:10px;}
.sidebox {width:267px;background:url(../images/css/sidebox-bg.gif) no-repeat 0 100%;padding-bottom:12px;margin-bottom:11px;}
.sidebox .wrapper {background:url(../images/css/sidebox-bg.gif) no-repeat 0 0;padding:15px 10px 0 10px;}
.sidebox h2 {color:#7C9933;font-family:arial;font-size:18px;font-style:normal;font-weight:normal;margin:0;padding:0 0 0 10px;}

ul.arrow {color:#000000;font-family:arial;font-size:12px;font-style:normal;font-weight:normal;list-style-image:none;list-style-type:none;padding:0;margin:16px 0 10px 20px;}
ul.arrow li {background:url(../images/css/green-bullet.gif) no-repeat 0 3px;padding-left:15px;margin-bottom:8px;}

#option-box {width:447px;height:71px;background:url(../images/css/option-box-bg.gif) no-repeat 0 0;}
#option-box .wrapper {padding:15px 0px 10px 15px;}
#option-box .option-form-col {float:left;margin-right:12px;}
#option-box .option-form-col label {display:block;margin-bottom:5px;font-size:11px;color:black;font-family:verdana;}

.addr_text {padding-left:40px;margin:10px 0;}
.footer_addr {font-size:14px;font-style:normal;font-weight:bold;}

#footer {border-top:10px solid #4E73CB;margin-bottom:20px;padding-top:6px;}
#footer #footer-nav {margin:0 auto;width:620px;text-align:center;line-height:20px;}
#footer #footer-nav a {color:#000000;font-size:11px;text-decoration:none;padding:0 3px 0 3px;margin:0 2px;}
#footer #footer-nav span {background:url(../images/css/green_round_bullet.gif) no-repeat 0 4px;padding:0 0 0 10px;}
#footer #footer-nav a:hover {color:#77952C;}
#footer h3, #footer h3 a{color:#000000;font-size:16px;padding-left:15px;padding-top:10px;text-align:center;text-decoration:none;margin:0;margin-bottom:5px;}
#footer .copyright {border-top:10px solid #4E73CB;color:#000000;font-size:11px;padding-top:15px;text-align:center;text-decoration:none;margin:0;}
#footer .copyright a {color:#000000;text-decoration:none;}
#footer .copyright img {border:none;vertical-align:middle;}